Consumer Skills Fincap Fridays
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Consumer Skills Fincap Fridays
Paying for Prom
How much does prom cost for the average teen? Most people are shocked to see the real cost and learn the factors involved in the total cost, as well as the layers of pressure involved in spending decisions related to prom.
Teenagers Making Wagers
In 2018, the Supreme Court struck down the federal ban on sports betting, paving the way for at least 36 states to legalize the practice. Now, a concerning trend has followed... teens and children gambling more!
Shipping It Twice
Many stores have stricter return policies due to a number of problems with customers returning goods after purchase, and even more shoplifting in stores! What tips do you need to keep in mind when shopping this holiday season?
Trick or Treats
In mid-2022, experts began noticing that inflation was impacting chocolate. Soon that spread to more types of candy sitting on shelves across the country. Rising prices hit just in time to scare customers as they shop for Halloween!
Second-Hand Saving
Teenagers driving the popularity of second-hand fashion is a pattern that can be observed throughout history, but in 2022 a report showed that there is a record high growth rate for second-hand shopping and it's being led by Gen Z!
Diversity in Film and TV
May is AAPI Month each year in the US. A recent record-breaking hit at the box office shows that Asian representation in film and TV is changing for the better. Many wonder if this impacts profitabiity in the industry.
Laws & Bills About Money Skills
More and more states around the country are introducing bills about financial education. Parents and students want schools to teach more personal finance topics. So, what's the status of financial education in America?
Pain in the Supply Chain
Headlines detailing the "supply chain crisis" in the US and globally have popped up! What does this term actually mean and how can we understand the basics of this problem? Tune in for the breakdown!
Selling Like Hot Brakes
The price of both used and new cars has risen dramatically from 2020 - 2022. Buyers keep buying at higher prices! Why are people willing to keep paying these record high prices for new vehicles?
Buy Now, Pay Later
Buy Now, Pay Later loans (also called point-of-sale loans) from companies such as Affirm & Afterpay allow customers to buy products now & pay later. Payment usually spans over months. But consumer advocates say to be careful!
Caught in the Web
Many companies are beginning to use "dark patterns" to trick us into doing things that we may not want to do when we go online. Why is this becoming more popular with big corporations and what are some recent examples?
Friending, Then Spending
Data shows an increase in social media usage over time. This trend does not lead to good things for the younger generations, who are experiencing advanced advertising and marketing techniques as a daily norm.
Hackers Plan Global Bank Heist
In Aug 2018 the FBI received reports of cybercriminals that were trying to withdraw unlimited amounts of cash out of ATM’s using stolen debit cards. People need to make sure that their cards and other financial information is secure.
Scammed When You Scan
Since the start of the pandemic, people have become more comfortable using smartphone cameras to scan QR codes. But, cybersecurity experts say QR codes also created new opportunities for fraudsters!
The Endless Stream
Digital media has been growing in the past few years, as streaming is cheaper than traditional TV. However, you need to be careful not to sign up for too many subscriptions, as the amount of money will end up surpassing traditional TV.
TikTok Made Me Buy It
With approximately one billion users, the viral app TikTok has grown an audience with incredible spending power. Users spending money in the app can propel a business to record-breaking sales! But is this a good thing?
Viral or Vicious?
This FinCap Friday addresses the dangers that come along with all the wealth of financial advice that has exploded on social media including stock scams and new avenues for hackers.
