Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

Which savings strategy is most effective? MOVE: Credit Musical Chairs FINE PRINT: Schumer Box What percent of students receive scholarships or grants for college? CALCULATE: Impact of Credit Score on Loans (Sp) INTERACTIVE: Bummer! ANALYZE: Household Debt and Credit Report FINE PRINT: Financial Aid Package MOVE: What Determines Your Insurance Premium? INTERACTIVE: Living Paycheck to Paycheck If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? FINE PRINT: Checking Account Statement PLAY: Roll with the Market INTERACTIVE: Invest with STAX! PLAY: Organize Budget Expenses MOVE: Up and Down with Credit Scores COMPARE: Auto Loans (Sp) MOVE: Let's Make a Mutual Fund Question of the Day: How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Compounding Cat Insanity Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Online Bank Simulator What do cardholders fear most when using a credit card? COMPARE: Which Repayment Option is Best? (Sp) What's the average credit score needed to rent an apartment? When the Mean is Kinda Nice What percent of Americans who have credit card debt won't be able to pay it off within a year? CALCULATE: Your Federal Taxes PLAY: Types of Car Insurance (Sp) Gotta Habit PLAY: Budget Frenzy! PLAY: It Costs HOW Much? What are the top 3 categories that Gen Z spends its money on? COMPARE: Types of Savings Accounts (Sp) RESEARCH: Fair Credit Reporting Act Web Quest ANALYZE: A Student Aid Report (SAR) READ: Retirement Basics MOVE: Your Tax Dollar in Action CALCULATE: Debt Avalanche v. Debt Snowball (Sp) ANALYZE: Inequalities in Investing MOVE: The Net Price of College ANALYZE: Dollar Cost Averaging in Action

DESMOS ACTIVITIES

DESMOS: Real World Linear Inequalities DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Graphs of Piecewise Functions DESMOS: Exponential Regression in Investing DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Complex Systems of Inequalities DESMOS: Exponential vs Linear Patterns DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Chance Experiments DESMOS: Linear Equations in Standard Form DESMOS: Marbleslides: Exploring Exponentials DESMOS: Linear Equations from Checking Word Problems DESMOS: Card Sort: Four Views of a Function DESMOS: College Sticker Price and ACT Scores DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Polygraph: Guess the Distribution DESMOS: Credit Dot Plots DESMOS: Card Sort: Sampling Methods DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Create a Histogram DESMOS: Systems of Two Linear Equations DESMOS: Future Value of a Periodic Investment DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Writing Equations in Standard Form DESMOS: Card Sort: Independent and Dependent Events DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Linear Equations DESMOS: Comparing the Cost of Different Student Loans DESMOS: Point Collector: Lines DESMOS: OLS Regression and College Costs DESMOS: Growth of Savings vs Investments DESMOS: Prize Wheel Puzzle DESMOS: Writing Linear Equations and Checking DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Conditional Probability DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Linear Growth Patterns DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Growth Factor and Investments DESMOS: Investing and Exponential Change DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Exponential Growth in Circles