Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Up and Down with Credit Scores FINE PRINT: Checking Account Statement Which savings strategy is most effective? CALCULATE: Debt Avalanche v. Debt Snowball (Sp) ANALYZE: Household Debt and Credit Report What do cardholders fear most when using a credit card? What percent of Americans who have credit card debt won't be able to pay it off within a year? CALCULATE: Impact of Credit Score on Loans (Sp) ANALYZE: Inequalities in Investing What's the average credit score needed to rent an apartment? MOVE: The Net Price of College RESEARCH: Fair Credit Reporting Act Web Quest MOVE: What Determines Your Insurance Premium? When the Mean is Kinda Nice INTERACTIVE: Bummer! MOVE: Let's Make a Mutual Fund FINE PRINT: Financial Aid Package CALCULATE: Your Federal Taxes Question of the Day: How much does a texting while driving ticket increase auto insurance premiums? PLAY: It Costs HOW Much? INTERACTIVE: Invest with STAX! COMPARE: Types of Savings Accounts (Sp) MOVE: Credit Musical Chairs What are the top 3 categories that Gen Z spends its money on? PLAY: Roll with the Market PLAY: Organize Budget Expenses If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? COMPARE: Auto Loans (Sp) READ: Retirement Basics INTERACTIVE: Living Paycheck to Paycheck What percent of students receive scholarships or grants for college? MOVE: Your Tax Dollar in Action FINE PRINT: Schumer Box Gotta Habit PLAY: Types of Car Insurance (Sp) ANALYZE: Dollar Cost Averaging in Action INTERACTIVE: Online Bank Simulator COMPARE: Which Repayment Option is Best? (Sp) PLAY: Budget Frenzy! INTERACTIVE: Compounding Cat Insanity ANALYZE: A Student Aid Report (SAR)

DESMOS ACTIVITIES

DESMOS: Create a Histogram DESMOS: Comparing the Cost of Different Student Loans DESMOS: Point Collector: Lines DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Real World Linear Inequalities DESMOS: Card Sort: Independent and Dependent Events DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Credit Dot Plots DESMOS: Growth Factor and Investments DESMOS: Writing Equations in Standard Form DESMOS: Exponential Growth in Circles DESMOS: Graphs of Piecewise Functions DESMOS: Polygraph: Guess the Distribution DESMOS: Linear Equations from Checking Word Problems DESMOS: Exponential Regression in Investing DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Linear Growth Patterns DESMOS: Card Sort: Conditional Probability DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Prize Wheel Puzzle DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Complex Systems of Inequalities DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Sampling Methods DESMOS: Linear Equations in Standard Form DESMOS: Marbleslides: Exploring Exponentials DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Investing and Exponential Change DESMOS: Exponential vs Linear Patterns DESMOS: Chance Experiments DESMOS: Growth of Savings vs Investments DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Future Value of a Periodic Investment DESMOS: Card Sort: Four Views of a Function DESMOS: Card Sort: Linear Equations DESMOS: Writing Linear Equations and Checking DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: OLS Regression and College Costs DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: College Sticker Price and ACT Scores DESMOS: Recursive Formulas: Paying Down Student Loans