Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

Which savings strategy is most effective? COMPARE: Types of Savings Accounts (Sp) INTERACTIVE: Online Bank Simulator ANALYZE: Household Debt and Credit Report MOVE: Up and Down with Credit Scores PLAY: Types of Car Insurance (Sp) ANALYZE: Inequalities in Investing Question of the Day: How much does a texting while driving ticket increase auto insurance premiums? ANALYZE: A Student Aid Report (SAR) ANALYZE: Dollar Cost Averaging in Action INTERACTIVE: Living Paycheck to Paycheck RESEARCH: Fair Credit Reporting Act Web Quest PLAY: Roll with the Market INTERACTIVE: Bummer! FINE PRINT: Checking Account Statement MOVE: Let's Make a Mutual Fund If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What percent of students receive scholarships or grants for college? COMPARE: Which Repayment Option is Best? (Sp) CALCULATE: Impact of Credit Score on Loans (Sp) PLAY: It Costs HOW Much? CALCULATE: Debt Avalanche v. Debt Snowball (Sp) PLAY: Budget Frenzy! CALCULATE: Your Federal Taxes Gotta Habit Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" READ: Retirement Basics INTERACTIVE: Compounding Cat Insanity MOVE: Credit Musical Chairs FINE PRINT: Schumer Box MOVE: The Net Price of College What do cardholders fear most when using a credit card? When the Mean is Kinda Nice MOVE: Your Tax Dollar in Action COMPARE: Auto Loans (Sp) FINE PRINT: Financial Aid Package What percent of Americans who have credit card debt won't be able to pay it off within a year? What are the top 3 categories that Gen Z spends its money on? PLAY: Organize Budget Expenses What's the average credit score needed to rent an apartment? MOVE: What Determines Your Insurance Premium? INTERACTIVE: Invest with STAX!

DESMOS ACTIVITIES

DESMOS: Exponential vs Linear Patterns DESMOS: Prize Wheel Puzzle DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Writing Equations in Standard Form DESMOS: Future Value of a Periodic Investment DESMOS: Linear Growth Patterns DESMOS: Card Sort: Four Views of a Function DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Growth of Savings vs Investments DESMOS: Investing and Exponential Change DESMOS: Chance Experiments DESMOS: Card Sort: Linear Equations DESMOS: Point Collector: Lines DESMOS: Card Sort: Sampling Methods DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Exponential Regression in Investing DESMOS: Comparing the Cost of Different Student Loans DESMOS: Systems of Two Linear Equations DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Create a Histogram DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Linear Equations in Standard Form DESMOS: Complex Systems of Inequalities DESMOS: College Sticker Price and ACT Scores DESMOS: Marbleslides: Exploring Exponentials DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Conditional Probability DESMOS: Graphs of Piecewise Functions DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Real World Linear Inequalities DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Linear Equations from Checking Word Problems DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Growth Factor and Investments DESMOS: Polygraph: Guess the Distribution DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Independent and Dependent Events DESMOS: Writing Linear Equations and Checking DESMOS: Credit Dot Plots DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates