Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

PLAY: Types of Car Insurance (Sp) Question of the Day: How much does a texting while driving ticket increase auto insurance premiums? ANALYZE: A Student Aid Report (SAR) CALCULATE: Your Federal Taxes PLAY: Roll with the Market What percent of Americans who have credit card debt won't be able to pay it off within a year? What percent of students receive scholarships or grants for college? When the Mean is Kinda Nice ANALYZE: Dollar Cost Averaging in Action INTERACTIVE: Compounding Cat Insanity CALCULATE: Debt Avalanche v. Debt Snowball (Sp) MOVE: The Net Price of College COMPARE: Types of Savings Accounts (Sp) What do cardholders fear most when using a credit card? MOVE: What Determines Your Insurance Premium? What's the average credit score needed to rent an apartment? READ: Retirement Basics ANALYZE: Inequalities in Investing What are the top 3 categories that Gen Z spends its money on? INTERACTIVE: Invest with STAX! ANALYZE: Household Debt and Credit Report FINE PRINT: Schumer Box INTERACTIVE: Online Bank Simulator COMPARE: Auto Loans (Sp) FINE PRINT: Financial Aid Package MOVE: Up and Down with Credit Scores INTERACTIVE: Living Paycheck to Paycheck PLAY: It Costs HOW Much? Gotta Habit INTERACTIVE: Bummer! MOVE: Let's Make a Mutual Fund MOVE: Credit Musical Chairs RESEARCH: Fair Credit Reporting Act Web Quest COMPARE: Which Repayment Option is Best? (Sp) CALCULATE: Impact of Credit Score on Loans (Sp) Which savings strategy is most effective? MOVE: Your Tax Dollar in Action PLAY: Budget Frenzy! PLAY: Organize Budget Expenses If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? FINE PRINT: Checking Account Statement Over a recent 20 year period, what percent of pros investing in large companies "beat the market?"

DESMOS ACTIVITIES

DESMOS: Linear Equations from Checking Word Problems DESMOS: Comparing the Cost of Different Student Loans DESMOS: Prize Wheel Puzzle DESMOS: Exponential vs Linear Patterns DESMOS: Investing and Exponential Change DESMOS: Chance Experiments DESMOS: Complex Systems of Inequalities DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Create a Histogram DESMOS: Card Sort: Conditional Probability DESMOS: OLS Regression and College Costs DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Polygraph: Guess the Distribution DESMOS: Writing Equations in Standard Form DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Card Sort: Four Views of a Function DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Histograms and Box Plots of Housing Costs DESMOS: College Sticker Price and ACT Scores DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Linear Growth Patterns DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Credit Dot Plots DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Card Sort: Linear Equations DESMOS: Card Sort: Independent and Dependent Events DESMOS: Growth of Savings vs Investments DESMOS: Future Value of a Periodic Investment DESMOS: Exponential Regression in Investing DESMOS: Exploring State and Local Tax Rates DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Graphs of Piecewise Functions DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Real World Linear Inequalities DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Sampling Methods DESMOS: Point Collector: Lines DESMOS: Systems of Two Linear Equations DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Linear Equations in Standard Form DESMOS: Writing Linear Equations and Checking DESMOS: Growth Factor and Investments