Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

COMPARE: Auto Loans (Sp) When the Mean is Kinda Nice FINE PRINT: Schumer Box INTERACTIVE: Living Paycheck to Paycheck MOVE: Up and Down with Credit Scores CALCULATE: Debt Avalanche v. Debt Snowball (Sp) READ: Retirement Basics What's the average credit score needed to rent an apartment? INTERACTIVE: Bummer! PLAY: Roll with the Market Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What are the top 3 categories that Gen Z spends its money on? Question of the Day: How much does a texting while driving ticket increase auto insurance premiums? Gotta Habit COMPARE: Types of Savings Accounts (Sp) MOVE: Your Tax Dollar in Action MOVE: What Determines Your Insurance Premium? MOVE: Credit Musical Chairs MOVE: Let's Make a Mutual Fund PLAY: Organize Budget Expenses FINE PRINT: Checking Account Statement ANALYZE: A Student Aid Report (SAR) COMPARE: Which Repayment Option is Best? (Sp) RESEARCH: Fair Credit Reporting Act Web Quest INTERACTIVE: Online Bank Simulator ANALYZE: Dollar Cost Averaging in Action What percent of students receive scholarships or grants for college? ANALYZE: Household Debt and Credit Report INTERACTIVE: Compounding Cat Insanity CALCULATE: Your Federal Taxes Which savings strategy is most effective? ANALYZE: Inequalities in Investing What percent of Americans who have credit card debt won't be able to pay it off within a year? MOVE: The Net Price of College If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What do cardholders fear most when using a credit card? PLAY: It Costs HOW Much? PLAY: Types of Car Insurance (Sp) PLAY: Budget Frenzy! INTERACTIVE: Invest with STAX! CALCULATE: Impact of Credit Score on Loans (Sp) FINE PRINT: Financial Aid Package

DESMOS ACTIVITIES

DESMOS: Graphs of Piecewise Functions DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Linear Equations DESMOS: Create a Histogram DESMOS: Exponential Growth in Circles DESMOS: Marbleslides: Exploring Exponentials DESMOS: Polygraph: Guess the Distribution DESMOS: Credit Dot Plots DESMOS: Systems of Two Linear Equations DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Chance Experiments DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: OLS Regression and College Costs DESMOS: Growth Factor and Investments DESMOS: Investing and Exponential Change DESMOS: Exponential vs Linear Patterns DESMOS: Card Sort: Four Views of a Function DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Writing Equations in Standard Form DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Growth of Savings vs Investments DESMOS: Future Value of a Periodic Investment DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Card Sort: Conditional Probability DESMOS: Point Collector: Lines DESMOS: Linear Equations in Standard Form DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Comparing the Cost of Different Student Loans DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Writing Linear Equations and Checking DESMOS: Card Sort: Independent and Dependent Events DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Linear Equations from Checking Word Problems DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Exploring State and Local Tax Rates DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Sampling Methods DESMOS: Real World Linear Inequalities DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: College Sticker Price and ACT Scores DESMOS: Prize Wheel Puzzle DESMOS: Linear Growth Patterns