Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

INTERACTIVE: Living Paycheck to Paycheck PLAY: Types of Car Insurance (Sp) ANALYZE: A Student Aid Report (SAR) INTERACTIVE: Online Bank Simulator MOVE: Let's Make a Mutual Fund What do cardholders fear most when using a credit card? PLAY: It Costs HOW Much? FINE PRINT: Checking Account Statement CALCULATE: Debt Avalanche v. Debt Snowball (Sp) CALCULATE: Impact of Credit Score on Loans (Sp) CALCULATE: Your Federal Taxes PLAY: Organize Budget Expenses ANALYZE: Household Debt and Credit Report INTERACTIVE: Bummer! What percent of Americans who have credit card debt won't be able to pay it off within a year? MOVE: What Determines Your Insurance Premium? When the Mean is Kinda Nice What's the average credit score needed to rent an apartment? READ: Retirement Basics ANALYZE: Inequalities in Investing Gotta Habit RESEARCH: Fair Credit Reporting Act Web Quest MOVE: Credit Musical Chairs PLAY: Roll with the Market INTERACTIVE: Compounding Cat Insanity PLAY: Budget Frenzy! What are the top 3 categories that Gen Z spends its money on? Question of the Day: How much does a texting while driving ticket increase auto insurance premiums? MOVE: Up and Down with Credit Scores If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Invest with STAX! COMPARE: Which Repayment Option is Best? (Sp) MOVE: The Net Price of College ANALYZE: Dollar Cost Averaging in Action COMPARE: Types of Savings Accounts (Sp) FINE PRINT: Financial Aid Package What percent of students receive scholarships or grants for college? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Your Tax Dollar in Action Which savings strategy is most effective? FINE PRINT: Schumer Box COMPARE: Auto Loans (Sp)

DESMOS ACTIVITIES

DESMOS: Credit Dot Plots DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Investing and Exponential Change DESMOS: Exploring State and Local Tax Rates DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Create a Histogram DESMOS: Writing Linear Equations and Checking DESMOS: Graphs of Piecewise Functions DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Linear Equations DESMOS: Comparing the Cost of Different Student Loans DESMOS: Real World Linear Inequalities DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Prize Wheel Puzzle DESMOS: Exponential vs Linear Patterns DESMOS: Linear Growth Patterns DESMOS: Card Sort: Four Views of a Function DESMOS: Marbleslides: Exploring Exponentials DESMOS: Writing and Graphing a System of Linear Equations DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Future Value of a Periodic Investment DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Complex Systems of Inequalities DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Card Sort: Matching Recursive Sequences DESMOS: College Sticker Price and ACT Scores DESMOS: Card Sort: Sampling Methods DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Point Collector: Lines DESMOS: Linear Equations in Standard Form DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Writing Equations in Standard Form DESMOS: Card Sort: Conditional Probability DESMOS: OLS Regression and College Costs DESMOS: Growth Factor and Investments DESMOS: Chance Experiments DESMOS: Systems of Two Linear Equations DESMOS: Growth of Savings vs Investments DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Exponential Regression in Investing DESMOS: Exponential Growth in Circles DESMOS: Polygraph: Guess the Distribution DESMOS: Linear Equations from Checking Word Problems DESMOS: Card Sort: Independent and Dependent Events