Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

When the Mean is Kinda Nice PLAY: It Costs HOW Much? COMPARE: Which Repayment Option is Best? (Sp) MOVE: Let's Make a Mutual Fund MOVE: Your Tax Dollar in Action INTERACTIVE: Online Bank Simulator What percent of Americans who have credit card debt won't be able to pay it off within a year? What percent of students receive scholarships or grants for college? Which savings strategy is most effective? RESEARCH: Fair Credit Reporting Act Web Quest COMPARE: Auto Loans (Sp) What do cardholders fear most when using a credit card? ANALYZE: A Student Aid Report (SAR) PLAY: Roll with the Market ANALYZE: Dollar Cost Averaging in Action ANALYZE: Household Debt and Credit Report FINE PRINT: Financial Aid Package MOVE: What Determines Your Insurance Premium? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Living Paycheck to Paycheck Gotta Habit CALCULATE: Debt Avalanche v. Debt Snowball (Sp) FINE PRINT: Schumer Box MOVE: Up and Down with Credit Scores Question of the Day: How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Invest with STAX! MOVE: Credit Musical Chairs What are the top 3 categories that Gen Z spends its money on? MOVE: The Net Price of College PLAY: Organize Budget Expenses COMPARE: Types of Savings Accounts (Sp) PLAY: Budget Frenzy! PLAY: Types of Car Insurance (Sp) ANALYZE: Inequalities in Investing CALCULATE: Impact of Credit Score on Loans (Sp) READ: Retirement Basics INTERACTIVE: Compounding Cat Insanity Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Bummer! FINE PRINT: Checking Account Statement What's the average credit score needed to rent an apartment? CALCULATE: Your Federal Taxes

DESMOS ACTIVITIES

DESMOS: College Sticker Price and ACT Scores DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Exponential Growth in Circles DESMOS: Systems of Two Linear Equations DESMOS: Create a Histogram DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Point Collector: Lines DESMOS: Graphs of Piecewise Functions DESMOS: Future Value of a Periodic Investment DESMOS: Complex Systems of Inequalities DESMOS: Writing Equations in Standard Form DESMOS: Card Sort: Independent and Dependent Events DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Exponential vs Linear Patterns DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Real World Linear Inequalities DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Four Views of a Function DESMOS: Card Sort: Conditional Probability DESMOS: Linear Growth Patterns DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Credit Dot Plots DESMOS: Card Sort: Linear Equations DESMOS: Comparing the Cost of Different Student Loans DESMOS: OLS Regression and College Costs DESMOS: Polygraph: Guess the Distribution DESMOS: Marbleslides: Exploring Exponentials DESMOS: Linear Equations from Checking Word Problems DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Chance Experiments DESMOS: Growth Factor and Investments DESMOS: Prize Wheel Puzzle DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Card Sort: Sampling Methods DESMOS: Exponential Regression in Investing DESMOS: Writing Linear Equations and Checking DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Investing and Exponential Change DESMOS: Linear Equations in Standard Form DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Growth of Savings vs Investments