Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

INTERACTIVE: Online Bank Simulator PLAY: Roll with the Market INTERACTIVE: Living Paycheck to Paycheck RESEARCH: Fair Credit Reporting Act Web Quest ANALYZE: A Student Aid Report (SAR) ANALYZE: Dollar Cost Averaging in Action Gotta Habit MOVE: Your Tax Dollar in Action FINE PRINT: Financial Aid Package MOVE: Up and Down with Credit Scores COMPARE: Types of Savings Accounts (Sp) When the Mean is Kinda Nice Question of the Day: How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Invest with STAX! FINE PRINT: Checking Account Statement FINE PRINT: Schumer Box ANALYZE: Household Debt and Credit Report What percent of students receive scholarships or grants for college? What's the average credit score needed to rent an apartment? PLAY: Types of Car Insurance (Sp) MOVE: What Determines Your Insurance Premium? CALCULATE: Your Federal Taxes Which savings strategy is most effective? What are the top 3 categories that Gen Z spends its money on? READ: Retirement Basics What do cardholders fear most when using a credit card? MOVE: Let's Make a Mutual Fund MOVE: Credit Musical Chairs COMPARE: Which Repayment Option is Best? (Sp) PLAY: It Costs HOW Much? CALCULATE: Debt Avalanche v. Debt Snowball (Sp) COMPARE: Auto Loans (Sp) What percent of Americans who have credit card debt won't be able to pay it off within a year? INTERACTIVE: Compounding Cat Insanity Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: Impact of Credit Score on Loans (Sp) INTERACTIVE: Bummer! MOVE: The Net Price of College ANALYZE: Inequalities in Investing PLAY: Organize Budget Expenses If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: Budget Frenzy!

DESMOS ACTIVITIES

DESMOS: College Sticker Price and ACT Scores DESMOS: Card Sort: Matching Recursive Sequences DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Investing and Exponential Change DESMOS: Card Sort: Conditional Probability DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Card Sort: Sampling Methods DESMOS: Linear Growth Patterns DESMOS: Card Sort: Four Views of a Function DESMOS: Card Sort: Linear Equations DESMOS: Exponential Regression in Investing DESMOS: Create a Histogram DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Linear Equations in Standard Form DESMOS: Future Value of a Periodic Investment DESMOS: Exponential vs Linear Patterns DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Prize Wheel Puzzle DESMOS: Complex Systems of Inequalities DESMOS: Credit Dot Plots DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Systems of Two Linear Equations DESMOS: Growth of Savings vs Investments DESMOS: Chance Experiments DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Comparing the Cost of Different Student Loans DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Card Sort: Independent and Dependent Events DESMOS: Linear Equations from Checking Word Problems DESMOS: Writing Equations in Standard Form DESMOS: Marbleslides: Exploring Exponentials DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Exponential Growth in Circles DESMOS: Graphs of Piecewise Functions DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Polygraph: Guess the Distribution DESMOS: OLS Regression and College Costs DESMOS: Real World Linear Inequalities DESMOS: Point Collector: Lines DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Growth Factor and Investments DESMOS: Writing Linear Equations and Checking DESMOS: Exploring State and Local Tax Rates DESMOS: Recursive Formulas: Paying Down an Auto Loan