Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

CALCULATE: Impact of Credit Score on Loans (Sp) PLAY: Roll with the Market READ: Retirement Basics COMPARE: Which Repayment Option is Best? (Sp) PLAY: Budget Frenzy! What are the top 3 categories that Gen Z spends its money on? CALCULATE: Your Federal Taxes If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: Organize Budget Expenses COMPARE: Types of Savings Accounts (Sp) Question of the Day: How much does a texting while driving ticket increase auto insurance premiums? MOVE: The Net Price of College PLAY: Types of Car Insurance (Sp) Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" ANALYZE: Dollar Cost Averaging in Action MOVE: Up and Down with Credit Scores INTERACTIVE: Online Bank Simulator What's the average credit score needed to rent an apartment? ANALYZE: Household Debt and Credit Report MOVE: What Determines Your Insurance Premium? CALCULATE: Debt Avalanche v. Debt Snowball (Sp) INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Compounding Cat Insanity FINE PRINT: Financial Aid Package MOVE: Credit Musical Chairs What do cardholders fear most when using a credit card? INTERACTIVE: Bummer! MOVE: Your Tax Dollar in Action MOVE: Let's Make a Mutual Fund What percent of students receive scholarships or grants for college? PLAY: It Costs HOW Much? ANALYZE: Inequalities in Investing RESEARCH: Fair Credit Reporting Act Web Quest FINE PRINT: Checking Account Statement When the Mean is Kinda Nice Gotta Habit Which savings strategy is most effective? FINE PRINT: Schumer Box COMPARE: Auto Loans (Sp) INTERACTIVE: Invest with STAX! ANALYZE: A Student Aid Report (SAR) What percent of Americans who have credit card debt won't be able to pay it off within a year?

DESMOS ACTIVITIES

DESMOS: Writing Linear Equations and Checking DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Sampling Methods DESMOS: Card Sort: Independent and Dependent Events DESMOS: Card Sort: Linear Equations DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Polygraph: Guess the Distribution DESMOS: OLS Regression and College Costs DESMOS: Exploring State and Local Tax Rates DESMOS: Exponential vs Linear Patterns DESMOS: Complex Systems of Inequalities DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Exponential Regression in Investing DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Investing and Exponential Change DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Systems of Two Linear Equations DESMOS: Comparing the Cost of Different Student Loans DESMOS: Growth Factor and Investments DESMOS: Point Collector: Lines DESMOS: Linear Equations from Checking Word Problems DESMOS: Growth of Savings vs Investments DESMOS: Linear Growth Patterns DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Linear Equations in Standard Form DESMOS: Exponential Growth in Circles DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Credit Dot Plots DESMOS: Card Sort: Four Views of a Function DESMOS: Marbleslides: Exploring Exponentials DESMOS: College Sticker Price and ACT Scores DESMOS: Card Sort: Conditional Probability DESMOS: Graphs of Piecewise Functions DESMOS: Real World Linear Inequalities DESMOS: Prize Wheel Puzzle DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Writing Equations in Standard Form DESMOS: Create a Histogram DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Chance Experiments DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Future Value of a Periodic Investment