Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

FINE PRINT: Checking Account Statement Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Bummer! PLAY: Roll with the Market PLAY: It Costs HOW Much? COMPARE: Which Repayment Option is Best? (Sp) INTERACTIVE: Living Paycheck to Paycheck COMPARE: Types of Savings Accounts (Sp) MOVE: Credit Musical Chairs What do cardholders fear most when using a credit card? CALCULATE: Impact of Credit Score on Loans (Sp) ANALYZE: A Student Aid Report (SAR) When the Mean is Kinda Nice MOVE: What Determines Your Insurance Premium? INTERACTIVE: Compounding Cat Insanity ANALYZE: Dollar Cost Averaging in Action COMPARE: Auto Loans (Sp) MOVE: Up and Down with Credit Scores What percent of students receive scholarships or grants for college? Which savings strategy is most effective? MOVE: Your Tax Dollar in Action CALCULATE: Debt Avalanche v. Debt Snowball (Sp) ANALYZE: Inequalities in Investing CALCULATE: Your Federal Taxes FINE PRINT: Financial Aid Package INTERACTIVE: Invest with STAX! PLAY: Budget Frenzy! PLAY: Organize Budget Expenses Question of the Day: How much does a texting while driving ticket increase auto insurance premiums? MOVE: The Net Price of College PLAY: Types of Car Insurance (Sp) INTERACTIVE: Online Bank Simulator ANALYZE: Household Debt and Credit Report RESEARCH: Fair Credit Reporting Act Web Quest READ: Retirement Basics FINE PRINT: Schumer Box What percent of Americans who have credit card debt won't be able to pay it off within a year? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What's the average credit score needed to rent an apartment? What are the top 3 categories that Gen Z spends its money on? MOVE: Let's Make a Mutual Fund Gotta Habit

DESMOS ACTIVITIES

DESMOS: Linear Equations in Standard Form DESMOS: Exponential Growth in Circles DESMOS: Writing Equations in Standard Form DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Exponential Regression in Investing DESMOS: Future Value of a Periodic Investment DESMOS: Point Collector: Lines DESMOS: OLS Regression and College Costs DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Complex Systems of Inequalities DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Conditional Probability DESMOS: Prize Wheel Puzzle DESMOS: Investing and Exponential Change DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Marbleslides: Exploring Exponentials DESMOS: Comparing the Cost of Different Student Loans DESMOS: Graphs of Piecewise Functions DESMOS: Real World Linear Inequalities DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Systems of Two Linear Equations DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Growth Factor and Investments DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Sampling Methods DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: College Sticker Price and ACT Scores DESMOS: Create a Histogram DESMOS: Linear Growth Patterns DESMOS: Linear Equations from Checking Word Problems DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Card Sort: Linear Equations DESMOS: Writing Linear Equations and Checking DESMOS: Chance Experiments DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Four Views of a Function DESMOS: Credit Dot Plots DESMOS: Card Sort: Independent and Dependent Events DESMOS: Exploring State and Local Tax Rates DESMOS: Exponential vs Linear Patterns DESMOS: Cart Sort: Graphing Linear Inequalities and Income