Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

FINE PRINT: Checking Account Statement PLAY: Budget Frenzy! Which savings strategy is most effective? FINE PRINT: Schumer Box What's the average credit score needed to rent an apartment? When the Mean is Kinda Nice MOVE: Credit Musical Chairs PLAY: Organize Budget Expenses FINE PRINT: Financial Aid Package What are the top 3 categories that Gen Z spends its money on? INTERACTIVE: Invest with STAX! CALCULATE: Debt Avalanche v. Debt Snowball (Sp) PLAY: Roll with the Market COMPARE: Types of Savings Accounts (Sp) INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Living Paycheck to Paycheck What do cardholders fear most when using a credit card? Gotta Habit MOVE: Up and Down with Credit Scores What percent of students receive scholarships or grants for college? CALCULATE: Your Federal Taxes MOVE: What Determines Your Insurance Premium? ANALYZE: A Student Aid Report (SAR) INTERACTIVE: Online Bank Simulator What percent of Americans who have credit card debt won't be able to pay it off within a year? MOVE: The Net Price of College READ: Retirement Basics Question of the Day: How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Bummer! MOVE: Your Tax Dollar in Action ANALYZE: Household Debt and Credit Report PLAY: It Costs HOW Much? COMPARE: Which Repayment Option is Best? (Sp) MOVE: Let's Make a Mutual Fund ANALYZE: Dollar Cost Averaging in Action RESEARCH: Fair Credit Reporting Act Web Quest If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: Types of Car Insurance (Sp) ANALYZE: Inequalities in Investing COMPARE: Auto Loans (Sp) Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: Impact of Credit Score on Loans (Sp)

DESMOS ACTIVITIES

DESMOS: Linear Equations from Checking Word Problems DESMOS: Marbleslides: Exploring Exponentials DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Polygraph: Guess the Distribution DESMOS: Exponential vs Linear Patterns DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Graphs of Piecewise Functions DESMOS: Create a Histogram DESMOS: Card Sort: Independent and Dependent Events DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Growth of Savings vs Investments DESMOS: Linear Equations in Standard Form DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Exponential Regression in Investing DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Exploring State and Local Tax Rates DESMOS: Writing Equations in Standard Form DESMOS: Real World Linear Inequalities DESMOS: Exponential Growth in Circles DESMOS: Growth Factor and Investments DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Prize Wheel Puzzle DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Linear Equations DESMOS: College Sticker Price and ACT Scores DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Card Sort: Sampling Methods DESMOS: Linear Growth Patterns DESMOS: Chance Experiments DESMOS: Investing and Exponential Change DESMOS: Card Sort: Conditional Probability DESMOS: Writing Linear Equations and Checking DESMOS: Future Value of a Periodic Investment DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Credit Dot Plots DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Card Sort: Four Views of a Function DESMOS: Point Collector: Lines DESMOS: OLS Regression and College Costs