Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

PLAY: It Costs HOW Much? PLAY: Roll with the Market What are the top 3 categories that Gen Z spends its money on? CALCULATE: Your Federal Taxes MOVE: Your Tax Dollar in Action CALCULATE: Impact of Credit Score on Loans (Sp) When the Mean is Kinda Nice ANALYZE: Household Debt and Credit Report Which savings strategy is most effective? ANALYZE: Dollar Cost Averaging in Action COMPARE: Auto Loans (Sp) Gotta Habit MOVE: The Net Price of College RESEARCH: Fair Credit Reporting Act Web Quest ANALYZE: Inequalities in Investing What percent of Americans who have credit card debt won't be able to pay it off within a year? INTERACTIVE: Living Paycheck to Paycheck Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Online Bank Simulator Question of the Day: How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: Debt Avalanche v. Debt Snowball (Sp) ANALYZE: A Student Aid Report (SAR) MOVE: What Determines Your Insurance Premium? INTERACTIVE: Bummer! What percent of students receive scholarships or grants for college? FINE PRINT: Schumer Box PLAY: Types of Car Insurance (Sp) COMPARE: Types of Savings Accounts (Sp) COMPARE: Which Repayment Option is Best? (Sp) PLAY: Organize Budget Expenses READ: Retirement Basics If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Let's Make a Mutual Fund MOVE: Credit Musical Chairs What do cardholders fear most when using a credit card? INTERACTIVE: Invest with STAX! FINE PRINT: Financial Aid Package MOVE: Up and Down with Credit Scores INTERACTIVE: Compounding Cat Insanity FINE PRINT: Checking Account Statement PLAY: Budget Frenzy! What's the average credit score needed to rent an apartment?

DESMOS ACTIVITIES

DESMOS: Exploring State and Local Tax Rates DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Exponential vs Linear Patterns DESMOS: Point Collector: Lines DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Card Sort: Four Views of a Function DESMOS: Credit Dot Plots DESMOS: Card Sort: Conditional Probability DESMOS: Chance Experiments DESMOS: Growth Factor and Investments DESMOS: Comparing the Cost of Different Student Loans DESMOS: Writing Equations in Standard Form DESMOS: Systems of Two Linear Equations DESMOS: Linear Equations in Standard Form DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Sampling Methods DESMOS: Real World Linear Inequalities DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Linear Equations DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Complex Systems of Inequalities DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Prize Wheel Puzzle DESMOS: Linear Equations from Checking Word Problems DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: OLS Regression and College Costs DESMOS: Create a Histogram DESMOS: Marbleslides: Exploring Exponentials DESMOS: Future Value of a Periodic Investment DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Growth of Savings vs Investments DESMOS: Investing and Exponential Change DESMOS: Linear Growth Patterns DESMOS: Card Sort: Independent and Dependent Events DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: College Sticker Price and ACT Scores DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Writing Linear Equations and Checking