Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

MOVE: The Net Price of College If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: A Student Aid Report (SAR) INTERACTIVE: Bummer! What percent of Americans who have credit card debt won't be able to pay it off within a year? MOVE: What Determines Your Insurance Premium? PLAY: Organize Budget Expenses COMPARE: Which Repayment Option is Best? (Sp) COMPARE: Types of Savings Accounts (Sp) When the Mean is Kinda Nice Which savings strategy is most effective? Question of the Day: How much does a texting while driving ticket increase auto insurance premiums? What's the average credit score needed to rent an apartment? INTERACTIVE: Living Paycheck to Paycheck PLAY: Budget Frenzy! FINE PRINT: Checking Account Statement INTERACTIVE: Invest with STAX! What do cardholders fear most when using a credit card? CALCULATE: Impact of Credit Score on Loans (Sp) What percent of students receive scholarships or grants for college? ANALYZE: Inequalities in Investing INTERACTIVE: Compounding Cat Insanity MOVE: Up and Down with Credit Scores CALCULATE: Debt Avalanche v. Debt Snowball (Sp) CALCULATE: Your Federal Taxes Gotta Habit MOVE: Credit Musical Chairs MOVE: Your Tax Dollar in Action PLAY: It Costs HOW Much? MOVE: Let's Make a Mutual Fund COMPARE: Auto Loans (Sp) Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" ANALYZE: Household Debt and Credit Report ANALYZE: Dollar Cost Averaging in Action FINE PRINT: Financial Aid Package What are the top 3 categories that Gen Z spends its money on? FINE PRINT: Schumer Box RESEARCH: Fair Credit Reporting Act Web Quest INTERACTIVE: Online Bank Simulator PLAY: Types of Car Insurance (Sp) PLAY: Roll with the Market READ: Retirement Basics

DESMOS ACTIVITIES

DESMOS: Create a Histogram DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Growth Factor and Investments DESMOS: Prize Wheel Puzzle DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Card Sort: Four Views of a Function DESMOS: Growth of Savings vs Investments DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Writing Linear Equations and Checking DESMOS: Point Collector: Lines DESMOS: Polygraph: Guess the Distribution DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Future Value of a Periodic Investment DESMOS: Writing Equations in Standard Form DESMOS: Real World Linear Inequalities DESMOS: College Sticker Price and ACT Scores DESMOS: Exponential Regression in Investing DESMOS: Exponential vs Linear Patterns DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Comparing the Cost of Different Student Loans DESMOS: Linear Growth Patterns DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Linear Equations in Standard Form DESMOS: Investing and Exponential Change DESMOS: Card Sort: Conditional Probability DESMOS: Credit Dot Plots DESMOS: Card Sort: Independent and Dependent Events DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Card Sort: Sampling Methods DESMOS: OLS Regression and College Costs DESMOS: Linear Equations from Checking Word Problems DESMOS: Systems of Two Linear Equations DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Linear Equations DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Chance Experiments DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Exploring State and Local Tax Rates DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Marbleslides: Exploring Exponentials