Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

ANALYZE: A Student Aid Report (SAR) FINE PRINT: Schumer Box What percent of Americans who have credit card debt won't be able to pay it off within a year? MOVE: What Determines Your Insurance Premium? MOVE: Let's Make a Mutual Fund Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: It Costs HOW Much? What are the top 3 categories that Gen Z spends its money on? PLAY: Budget Frenzy! CALCULATE: Impact of Credit Score on Loans (Sp) MOVE: Your Tax Dollar in Action What percent of students receive scholarships or grants for college? FINE PRINT: Financial Aid Package What do cardholders fear most when using a credit card? INTERACTIVE: Bummer! INTERACTIVE: Invest with STAX! Gotta Habit What's the average credit score needed to rent an apartment? PLAY: Organize Budget Expenses CALCULATE: Debt Avalanche v. Debt Snowball (Sp) INTERACTIVE: Online Bank Simulator COMPARE: Which Repayment Option is Best? (Sp) RESEARCH: Fair Credit Reporting Act Web Quest PLAY: Roll with the Market FINE PRINT: Checking Account Statement When the Mean is Kinda Nice INTERACTIVE: Living Paycheck to Paycheck COMPARE: Types of Savings Accounts (Sp) ANALYZE: Dollar Cost Averaging in Action If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: Household Debt and Credit Report PLAY: Types of Car Insurance (Sp) MOVE: Credit Musical Chairs MOVE: Up and Down with Credit Scores Question of the Day: How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Compounding Cat Insanity COMPARE: Auto Loans (Sp) Which savings strategy is most effective? ANALYZE: Inequalities in Investing READ: Retirement Basics CALCULATE: Your Federal Taxes MOVE: The Net Price of College

DESMOS ACTIVITIES

DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Polygraph: Guess the Distribution DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Investing and Exponential Change DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Linear Equations in Standard Form DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Writing Equations in Standard Form DESMOS: Point Collector: Lines DESMOS: Card Sort: Linear Equations DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Exponential vs Linear Patterns DESMOS: Card Sort: Sampling Methods DESMOS: Future Value of a Periodic Investment DESMOS: OLS Regression and College Costs DESMOS: Credit Dot Plots DESMOS: Systems of Two Linear Equations DESMOS: Prize Wheel Puzzle DESMOS: Growth of Savings vs Investments DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Conditional Probability DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Writing Linear Equations and Checking DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Card Sort: Independent and Dependent Events DESMOS: Graphs of Piecewise Functions DESMOS: Growth Factor and Investments DESMOS: Card Sort: Four Views of a Function DESMOS: Histograms and Box Plots of Housing Costs DESMOS: College Sticker Price and ACT Scores DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Exponential Growth in Circles DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Chance Experiments DESMOS: Complex Systems of Inequalities DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Exploring State and Local Tax Rates DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Create a Histogram DESMOS: Comparing the Cost of Different Student Loans DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Exponential Regression in Investing DESMOS: Real World Linear Inequalities DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Linear Growth Patterns DESMOS: Linear Equations from Checking Word Problems