Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

What are the top 3 categories that Gen Z spends its money on? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: Your Federal Taxes PLAY: It Costs HOW Much? ANALYZE: A Student Aid Report (SAR) COMPARE: Auto Loans (Sp) INTERACTIVE: Living Paycheck to Paycheck PLAY: Types of Car Insurance (Sp) MOVE: What Determines Your Insurance Premium? PLAY: Organize Budget Expenses RESEARCH: Fair Credit Reporting Act Web Quest Which savings strategy is most effective? ANALYZE: Inequalities in Investing MOVE: Let's Make a Mutual Fund COMPARE: Which Repayment Option is Best? (Sp) MOVE: Credit Musical Chairs Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Your Tax Dollar in Action INTERACTIVE: Invest with STAX! ANALYZE: Household Debt and Credit Report MOVE: The Net Price of College INTERACTIVE: Bummer! READ: Retirement Basics What percent of Americans who have credit card debt won't be able to pay it off within a year? PLAY: Budget Frenzy! INTERACTIVE: Online Bank Simulator When the Mean is Kinda Nice COMPARE: Types of Savings Accounts (Sp) MOVE: Up and Down with Credit Scores What percent of students receive scholarships or grants for college? CALCULATE: Impact of Credit Score on Loans (Sp) ANALYZE: Dollar Cost Averaging in Action FINE PRINT: Financial Aid Package What's the average credit score needed to rent an apartment? Gotta Habit PLAY: Roll with the Market Question of the Day: How much does a texting while driving ticket increase auto insurance premiums? What do cardholders fear most when using a credit card? FINE PRINT: Checking Account Statement INTERACTIVE: Compounding Cat Insanity FINE PRINT: Schumer Box CALCULATE: Debt Avalanche v. Debt Snowball (Sp)

DESMOS ACTIVITIES

DESMOS: Credit Dot Plots DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Growth Factor and Investments DESMOS: Card Sort: Conditional Probability DESMOS: OLS Regression and College Costs DESMOS: Point Collector: Lines DESMOS: Card Sort: Independent and Dependent Events DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Future Value of a Periodic Investment DESMOS: Complex Systems of Inequalities DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: College Sticker Price and ACT Scores DESMOS: Card Sort: Four Views of a Function DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Prize Wheel Puzzle DESMOS: Exponential vs Linear Patterns DESMOS: Linear Growth Patterns DESMOS: Create a Histogram DESMOS: Exploring State and Local Tax Rates DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Marbleslides: Exploring Exponentials DESMOS: Growth of Savings vs Investments DESMOS: Writing Equations in Standard Form DESMOS: Card Sort: Linear Equations DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Linear Equations in Standard Form DESMOS: Polygraph: Guess the Distribution DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Sampling Methods DESMOS: Chance Experiments DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Exponential Regression in Investing DESMOS: Real World Linear Inequalities DESMOS: Investing and Exponential Change DESMOS: Graphs of Piecewise Functions DESMOS: Exponential Growth in Circles DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Writing Linear Equations and Checking DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Linear Equations from Checking Word Problems DESMOS: Systems of Two Linear Equations