Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

When the Mean is Kinda Nice PLAY: Types of Car Insurance (Sp) MOVE: Up and Down with Credit Scores INTERACTIVE: Online Bank Simulator Gotta Habit Which savings strategy is most effective? PLAY: It Costs HOW Much? What do cardholders fear most when using a credit card? FINE PRINT: Financial Aid Package ANALYZE: Household Debt and Credit Report READ: Retirement Basics CALCULATE: Your Federal Taxes Question of the Day: How much does a texting while driving ticket increase auto insurance premiums? ANALYZE: Inequalities in Investing COMPARE: Auto Loans (Sp) What's the average credit score needed to rent an apartment? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: Budget Frenzy! MOVE: What Determines Your Insurance Premium? COMPARE: Types of Savings Accounts (Sp) ANALYZE: A Student Aid Report (SAR) FINE PRINT: Checking Account Statement INTERACTIVE: Compounding Cat Insanity MOVE: Let's Make a Mutual Fund COMPARE: Which Repayment Option is Best? (Sp) Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" ANALYZE: Dollar Cost Averaging in Action What percent of Americans who have credit card debt won't be able to pay it off within a year? PLAY: Organize Budget Expenses FINE PRINT: Schumer Box MOVE: The Net Price of College MOVE: Your Tax Dollar in Action PLAY: Roll with the Market CALCULATE: Impact of Credit Score on Loans (Sp) INTERACTIVE: Bummer! CALCULATE: Debt Avalanche v. Debt Snowball (Sp) What are the top 3 categories that Gen Z spends its money on? INTERACTIVE: Living Paycheck to Paycheck MOVE: Credit Musical Chairs RESEARCH: Fair Credit Reporting Act Web Quest What percent of students receive scholarships or grants for college? INTERACTIVE: Invest with STAX!

DESMOS ACTIVITIES

DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Prize Wheel Puzzle DESMOS: Linear Equations in Standard Form DESMOS: Card Sort: Independent and Dependent Events DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Sampling Methods DESMOS: Card Sort: Four Views of a Function DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Future Value of a Periodic Investment DESMOS: Marbleslides: Exploring Exponentials DESMOS: Linear Equations from Checking Word Problems DESMOS: OLS Regression and College Costs DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Linear Growth Patterns DESMOS: Writing Linear Equations and Checking DESMOS: Systems of Two Linear Equations DESMOS: Investing and Exponential Change DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Chance Experiments DESMOS: Growth Factor and Investments DESMOS: Polygraph: Guess the Distribution DESMOS: Growth of Savings vs Investments DESMOS: Writing Equations in Standard Form DESMOS: Create a Histogram DESMOS: Card Sort: Conditional Probability DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Card Sort: Linear Equations DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Credit Dot Plots DESMOS: Graphs of Piecewise Functions DESMOS: Exponential Growth in Circles DESMOS: Comparing the Cost of Different Student Loans DESMOS: Real World Linear Inequalities DESMOS: Complex Systems of Inequalities DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: College Sticker Price and ACT Scores DESMOS: Exponential vs Linear Patterns DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Exploring State and Local Tax Rates DESMOS: Point Collector: Lines