Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

COMPARE: Types of Savings Accounts (Sp) MOVE: Up and Down with Credit Scores PLAY: Organize Budget Expenses Which savings strategy is most effective? Gotta Habit INTERACTIVE: Bummer! CALCULATE: Your Federal Taxes PLAY: Roll with the Market CALCULATE: Debt Avalanche v. Debt Snowball (Sp) What are the top 3 categories that Gen Z spends its money on? INTERACTIVE: Invest with STAX! COMPARE: Auto Loans (Sp) When the Mean is Kinda Nice ANALYZE: Inequalities in Investing PLAY: Budget Frenzy! MOVE: The Net Price of College PLAY: It Costs HOW Much? FINE PRINT: Checking Account Statement What percent of students receive scholarships or grants for college? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What do cardholders fear most when using a credit card? COMPARE: Which Repayment Option is Best? (Sp) READ: Retirement Basics MOVE: Your Tax Dollar in Action INTERACTIVE: Living Paycheck to Paycheck MOVE: Let's Make a Mutual Fund ANALYZE: Dollar Cost Averaging in Action CALCULATE: Impact of Credit Score on Loans (Sp) ANALYZE: A Student Aid Report (SAR) PLAY: Types of Car Insurance (Sp) What's the average credit score needed to rent an apartment? What percent of Americans who have credit card debt won't be able to pay it off within a year? INTERACTIVE: Compounding Cat Insanity Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" FINE PRINT: Financial Aid Package MOVE: Credit Musical Chairs FINE PRINT: Schumer Box Question of the Day: How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Online Bank Simulator RESEARCH: Fair Credit Reporting Act Web Quest MOVE: What Determines Your Insurance Premium? ANALYZE: Household Debt and Credit Report

DESMOS ACTIVITIES

DESMOS: Prize Wheel Puzzle DESMOS: Systems of Two Linear Equations DESMOS: Comparing the Cost of Different Student Loans DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Real World Linear Inequalities DESMOS: Writing Linear Equations and Checking DESMOS: Polygraph: Guess the Distribution DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Linear Growth Patterns DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Card Sort: Conditional Probability DESMOS: Chance Experiments DESMOS: Linear Equations in Standard Form DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Growth of Savings vs Investments DESMOS: Complex Systems of Inequalities DESMOS: Graphs of Piecewise Functions DESMOS: Exponential Growth in Circles DESMOS: Growth Factor and Investments DESMOS: OLS Regression and College Costs DESMOS: Credit Dot Plots DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Investing and Exponential Change DESMOS: Exponential vs Linear Patterns DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Linear Equations from Checking Word Problems DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Card Sort: Four Views of a Function DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Exponential Regression in Investing DESMOS: Point Collector: Lines DESMOS: Exploring State and Local Tax Rates DESMOS: Marbleslides: Exploring Exponentials DESMOS: Writing Equations in Standard Form DESMOS: Card Sort: Independent and Dependent Events DESMOS: Future Value of a Periodic Investment DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Card Sort: Sampling Methods DESMOS: Create a Histogram DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Linear Equations DESMOS: Histograms and Box Plots of Housing Costs DESMOS: College Sticker Price and ACT Scores