Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

CALCULATE: Debt Avalanche v. Debt Snowball (Sp) ANALYZE: Dollar Cost Averaging in Action ANALYZE: Household Debt and Credit Report INTERACTIVE: Compounding Cat Insanity Question of the Day: How much does a texting while driving ticket increase auto insurance premiums? PLAY: Types of Car Insurance (Sp) PLAY: Organize Budget Expenses Which savings strategy is most effective? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: The Net Price of College What do cardholders fear most when using a credit card? ANALYZE: A Student Aid Report (SAR) CALCULATE: Your Federal Taxes INTERACTIVE: Online Bank Simulator COMPARE: Types of Savings Accounts (Sp) What's the average credit score needed to rent an apartment? COMPARE: Auto Loans (Sp) ANALYZE: Inequalities in Investing PLAY: Budget Frenzy! FINE PRINT: Schumer Box Gotta Habit What are the top 3 categories that Gen Z spends its money on? What percent of Americans who have credit card debt won't be able to pay it off within a year? MOVE: Your Tax Dollar in Action FINE PRINT: Checking Account Statement RESEARCH: Fair Credit Reporting Act Web Quest COMPARE: Which Repayment Option is Best? (Sp) CALCULATE: Impact of Credit Score on Loans (Sp) PLAY: It Costs HOW Much? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" FINE PRINT: Financial Aid Package INTERACTIVE: Bummer! MOVE: Let's Make a Mutual Fund INTERACTIVE: Living Paycheck to Paycheck When the Mean is Kinda Nice MOVE: Up and Down with Credit Scores INTERACTIVE: Invest with STAX! READ: Retirement Basics What percent of students receive scholarships or grants for college? MOVE: What Determines Your Insurance Premium? PLAY: Roll with the Market MOVE: Credit Musical Chairs

DESMOS ACTIVITIES

DESMOS: Exponential Growth in Circles DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Exponential Regression in Investing DESMOS: Prize Wheel Puzzle DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Future Value of a Periodic Investment DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Linear Growth Patterns DESMOS: Card Sort: Four Views of a Function DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Growth Factor and Investments DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Card Sort: Independent and Dependent Events DESMOS: Create a Histogram DESMOS: Point Collector: Lines DESMOS: Investing and Exponential Change DESMOS: Writing Linear Equations and Checking DESMOS: Graphs of Piecewise Functions DESMOS: Exponential vs Linear Patterns DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Linear Equations DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Linear Equations in Standard Form DESMOS: Card Sort: Conditional Probability DESMOS: College Sticker Price and ACT Scores DESMOS: Growth of Savings vs Investments DESMOS: Linear Equations from Checking Word Problems DESMOS: Chance Experiments DESMOS: Card Sort: Matching Recursive Sequences DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Exploring State and Local Tax Rates DESMOS: OLS Regression and College Costs DESMOS: Complex Systems of Inequalities DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Card Sort: Sampling Methods DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Writing Equations in Standard Form DESMOS: Polygraph: Guess the Distribution DESMOS: Marbleslides: Exploring Exponentials DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Real World Linear Inequalities DESMOS: Comparing the Cost of Different Student Loans DESMOS: Systems of Two Linear Equations DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Credit Dot Plots DESMOS: Recursive Formulas: Paying Down an Auto Loan