Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

FINE PRINT: Schumer Box CALCULATE: Impact of Credit Score on Loans (Sp) ANALYZE: Dollar Cost Averaging in Action MOVE: Let's Make a Mutual Fund RESEARCH: Fair Credit Reporting Act Web Quest FINE PRINT: Checking Account Statement COMPARE: Auto Loans (Sp) ANALYZE: A Student Aid Report (SAR) INTERACTIVE: Invest with STAX! CALCULATE: Your Federal Taxes Gotta Habit ANALYZE: Household Debt and Credit Report PLAY: Organize Budget Expenses What are the top 3 categories that Gen Z spends its money on? What percent of students receive scholarships or grants for college? INTERACTIVE: Bummer! PLAY: Roll with the Market Which savings strategy is most effective? COMPARE: Types of Savings Accounts (Sp) What do cardholders fear most when using a credit card? What percent of Americans who have credit card debt won't be able to pay it off within a year? FINE PRINT: Financial Aid Package MOVE: Your Tax Dollar in Action ANALYZE: Inequalities in Investing MOVE: What Determines Your Insurance Premium? MOVE: The Net Price of College When the Mean is Kinda Nice MOVE: Up and Down with Credit Scores MOVE: Credit Musical Chairs COMPARE: Which Repayment Option is Best? (Sp) Question of the Day: How much does a texting while driving ticket increase auto insurance premiums? READ: Retirement Basics Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: Debt Avalanche v. Debt Snowball (Sp) PLAY: Budget Frenzy! INTERACTIVE: Living Paycheck to Paycheck PLAY: It Costs HOW Much? PLAY: Types of Car Insurance (Sp) INTERACTIVE: Compounding Cat Insanity What's the average credit score needed to rent an apartment? INTERACTIVE: Online Bank Simulator If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now?

DESMOS ACTIVITIES

DESMOS: Real World Linear Inequalities DESMOS: Future Value of a Periodic Investment DESMOS: Linear Growth Patterns DESMOS: Writing Equations in Standard Form DESMOS: Prize Wheel Puzzle DESMOS: Exploring State and Local Tax Rates DESMOS: Exponential Regression in Investing DESMOS: Growth Factor and Investments DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Linear Equations from Checking Word Problems DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Linear Equations DESMOS: Credit Dot Plots DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Sampling Methods DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Writing Linear Equations and Checking DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Card Sort: Four Views of a Function DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Marbleslides: Exploring Exponentials DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Polygraph: Guess the Distribution DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Exponential Growth in Circles DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Linear Equations in Standard Form DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Writing and Graphing a System of Linear Equations DESMOS: OLS Regression and College Costs DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: College Sticker Price and ACT Scores DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Growth of Savings vs Investments DESMOS: Chance Experiments DESMOS: Create a Histogram DESMOS: Systems of Two Linear Equations DESMOS: Point Collector: Lines DESMOS: Card Sort: Conditional Probability DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Independent and Dependent Events DESMOS: Exponential vs Linear Patterns DESMOS: Investing and Exponential Change