Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

What percent of Americans who have credit card debt won't be able to pay it off within a year? RESEARCH: Fair Credit Reporting Act Web Quest What do cardholders fear most when using a credit card? FINE PRINT: Checking Account Statement ANALYZE: A Student Aid Report (SAR) Which savings strategy is most effective? When the Mean is Kinda Nice Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Let's Make a Mutual Fund ANALYZE: Inequalities in Investing FINE PRINT: Schumer Box Question of the Day: How much does a texting while driving ticket increase auto insurance premiums? MOVE: Up and Down with Credit Scores CALCULATE: Debt Avalanche v. Debt Snowball (Sp) INTERACTIVE: Invest with STAX! Gotta Habit What's the average credit score needed to rent an apartment? CALCULATE: Impact of Credit Score on Loans (Sp) PLAY: Types of Car Insurance (Sp) MOVE: Credit Musical Chairs INTERACTIVE: Living Paycheck to Paycheck COMPARE: Which Repayment Option is Best? (Sp) MOVE: The Net Price of College INTERACTIVE: Bummer! PLAY: Roll with the Market COMPARE: Types of Savings Accounts (Sp) MOVE: Your Tax Dollar in Action COMPARE: Auto Loans (Sp) READ: Retirement Basics ANALYZE: Household Debt and Credit Report PLAY: Organize Budget Expenses What percent of students receive scholarships or grants for college? INTERACTIVE: Online Bank Simulator FINE PRINT: Financial Aid Package PLAY: Budget Frenzy! MOVE: What Determines Your Insurance Premium? ANALYZE: Dollar Cost Averaging in Action PLAY: It Costs HOW Much? INTERACTIVE: Compounding Cat Insanity CALCULATE: Your Federal Taxes If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What are the top 3 categories that Gen Z spends its money on?

DESMOS ACTIVITIES

DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Independent and Dependent Events DESMOS: Linear Equations from Checking Word Problems DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Growth of Savings vs Investments DESMOS: Comparing the Cost of Different Student Loans DESMOS: Writing Linear Equations and Checking DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Linear Equations DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Card Sort: Matching Recursive Sequences DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Linear Growth Patterns DESMOS: Exploring State and Local Tax Rates DESMOS: Systems of Two Linear Equations DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Exponential Growth in Circles DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Exponential vs Linear Patterns DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Chance Experiments DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Polygraph: Guess the Distribution DESMOS: College Sticker Price and ACT Scores DESMOS: Create a Histogram DESMOS: Investing and Exponential Change DESMOS: Credit Dot Plots DESMOS: Card Sort: Conditional Probability DESMOS: Future Value of a Periodic Investment DESMOS: Card Sort: Four Views of a Function DESMOS: OLS Regression and College Costs DESMOS: Writing Equations in Standard Form DESMOS: Prize Wheel Puzzle DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Real World Linear Inequalities DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Sampling Methods DESMOS: Linear Equations in Standard Form DESMOS: Growth Factor and Investments DESMOS: Graphs of Piecewise Functions DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Exponential Regression in Investing DESMOS: Point Collector: Lines DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates