Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

INTERACTIVE: Invest with STAX! When the Mean is Kinda Nice ANALYZE: Dollar Cost Averaging in Action MOVE: What Determines Your Insurance Premium? FINE PRINT: Schumer Box Which savings strategy is most effective? MOVE: Credit Musical Chairs What percent of students receive scholarships or grants for college? INTERACTIVE: Online Bank Simulator FINE PRINT: Checking Account Statement CALCULATE: Your Federal Taxes What do cardholders fear most when using a credit card? What percent of Americans who have credit card debt won't be able to pay it off within a year? COMPARE: Which Repayment Option is Best? (Sp) What are the top 3 categories that Gen Z spends its money on? PLAY: Roll with the Market MOVE: Let's Make a Mutual Fund PLAY: It Costs HOW Much? CALCULATE: Impact of Credit Score on Loans (Sp) PLAY: Budget Frenzy! INTERACTIVE: Compounding Cat Insanity PLAY: Organize Budget Expenses MOVE: Your Tax Dollar in Action Question of the Day: How much does a texting while driving ticket increase auto insurance premiums? RESEARCH: Fair Credit Reporting Act Web Quest ANALYZE: Household Debt and Credit Report What's the average credit score needed to rent an apartment? COMPARE: Auto Loans (Sp) If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Up and Down with Credit Scores COMPARE: Types of Savings Accounts (Sp) Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" ANALYZE: A Student Aid Report (SAR) READ: Retirement Basics Gotta Habit ANALYZE: Inequalities in Investing FINE PRINT: Financial Aid Package PLAY: Types of Car Insurance (Sp) MOVE: The Net Price of College INTERACTIVE: Living Paycheck to Paycheck CALCULATE: Debt Avalanche v. Debt Snowball (Sp) INTERACTIVE: Bummer!

DESMOS ACTIVITIES

DESMOS: Growth Factor and Investments DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Card Sort: Linear Equations DESMOS: Credit Dot Plots DESMOS: Marbleslides: Exploring Exponentials DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Card Sort: Independent and Dependent Events DESMOS: Future Value of a Periodic Investment DESMOS: Exponential vs Linear Patterns DESMOS: Linear Equations from Checking Word Problems DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Exploring State and Local Tax Rates DESMOS: Chance Experiments DESMOS: Card Sort: Conditional Probability DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: OLS Regression and College Costs DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Writing Linear Equations and Checking DESMOS: Exponential Growth in Circles DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Real World Linear Inequalities DESMOS: Graphs of Piecewise Functions DESMOS: Investing and Exponential Change DESMOS: Linear Equations in Standard Form DESMOS: Complex Systems of Inequalities DESMOS: Prize Wheel Puzzle DESMOS: Point Collector: Lines DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Writing Equations in Standard Form DESMOS: Linear Growth Patterns DESMOS: Systems of Two Linear Equations DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Four Views of a Function DESMOS: College Sticker Price and ACT Scores DESMOS: Comparing the Cost of Different Student Loans DESMOS: Create a Histogram DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Sampling Methods DESMOS: Polygraph: Guess the Distribution DESMOS: Growth of Savings vs Investments