Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

What percent of students receive scholarships or grants for college? MOVE: What Determines Your Insurance Premium? MOVE: The Net Price of College What do cardholders fear most when using a credit card? Gotta Habit INTERACTIVE: Bummer! PLAY: Types of Car Insurance (Sp) MOVE: Credit Musical Chairs FINE PRINT: Checking Account Statement COMPARE: Which Repayment Option is Best? (Sp) INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Online Bank Simulator CALCULATE: Debt Avalanche v. Debt Snowball (Sp) What's the average credit score needed to rent an apartment? CALCULATE: Your Federal Taxes When the Mean is Kinda Nice PLAY: Roll with the Market What percent of Americans who have credit card debt won't be able to pay it off within a year? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Compounding Cat Insanity ANALYZE: Dollar Cost Averaging in Action MOVE: Your Tax Dollar in Action INTERACTIVE: Invest with STAX! COMPARE: Types of Savings Accounts (Sp) PLAY: It Costs HOW Much? READ: Retirement Basics FINE PRINT: Financial Aid Package What are the top 3 categories that Gen Z spends its money on? ANALYZE: A Student Aid Report (SAR) CALCULATE: Impact of Credit Score on Loans (Sp) Question of the Day: How much does a texting while driving ticket increase auto insurance premiums? ANALYZE: Household Debt and Credit Report RESEARCH: Fair Credit Reporting Act Web Quest PLAY: Budget Frenzy! PLAY: Organize Budget Expenses MOVE: Let's Make a Mutual Fund MOVE: Up and Down with Credit Scores If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? FINE PRINT: Schumer Box ANALYZE: Inequalities in Investing COMPARE: Auto Loans (Sp) Which savings strategy is most effective?

DESMOS ACTIVITIES

DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Point Collector: Lines DESMOS: Linear Equations from Checking Word Problems DESMOS: Exponential vs Linear Patterns DESMOS: Chance Experiments DESMOS: OLS Regression and College Costs DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Comparing the Cost of Different Student Loans DESMOS: Systems of Two Linear Equations DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Writing Linear Equations and Checking DESMOS: Writing Equations in Standard Form DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Conditional Probability DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Sampling Methods DESMOS: Growth Factor and Investments DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: College Sticker Price and ACT Scores DESMOS: Card Sort: Linear Equations DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Real World Linear Inequalities DESMOS: Future Value of a Periodic Investment DESMOS: Create a Histogram DESMOS: Linear Growth Patterns DESMOS: Marbleslides: Exploring Exponentials DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Exponential Regression in Investing DESMOS: Prize Wheel Puzzle DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Complex Systems of Inequalities DESMOS: Graphs of Piecewise Functions DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Linear Equations in Standard Form DESMOS: Card Sort: Four Views of a Function DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Credit Dot Plots DESMOS: Exponential Growth in Circles DESMOS: Growth of Savings vs Investments DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Investing and Exponential Change DESMOS: Card Sort: Independent and Dependent Events