Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

What percent of Americans who have credit card debt won't be able to pay it off within a year? CALCULATE: Impact of Credit Score on Loans (Sp) When the Mean is Kinda Nice MOVE: Your Tax Dollar in Action PLAY: Budget Frenzy! Question of the Day: How much does a texting while driving ticket increase auto insurance premiums? COMPARE: Types of Savings Accounts (Sp) CALCULATE: Your Federal Taxes MOVE: Credit Musical Chairs Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Online Bank Simulator INTERACTIVE: Compounding Cat Insanity FINE PRINT: Checking Account Statement COMPARE: Which Repayment Option is Best? (Sp) What do cardholders fear most when using a credit card? Gotta Habit Which savings strategy is most effective? MOVE: Let's Make a Mutual Fund COMPARE: Auto Loans (Sp) READ: Retirement Basics If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Bummer! What percent of students receive scholarships or grants for college? What's the average credit score needed to rent an apartment? FINE PRINT: Financial Aid Package ANALYZE: Household Debt and Credit Report MOVE: The Net Price of College PLAY: Roll with the Market ANALYZE: Inequalities in Investing ANALYZE: Dollar Cost Averaging in Action FINE PRINT: Schumer Box PLAY: Types of Car Insurance (Sp) PLAY: Organize Budget Expenses ANALYZE: A Student Aid Report (SAR) RESEARCH: Fair Credit Reporting Act Web Quest MOVE: Up and Down with Credit Scores PLAY: It Costs HOW Much? MOVE: What Determines Your Insurance Premium? What are the top 3 categories that Gen Z spends its money on? CALCULATE: Debt Avalanche v. Debt Snowball (Sp) INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Invest with STAX!

DESMOS ACTIVITIES

DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Writing Linear Equations and Checking DESMOS: Prize Wheel Puzzle DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Writing Equations in Standard Form DESMOS: Credit Dot Plots DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Exponential Regression in Investing DESMOS: Growth Factor and Investments DESMOS: Complex Systems of Inequalities DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Exploring State and Local Tax Rates DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Comparing the Cost of Different Student Loans DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: OLS Regression and College Costs DESMOS: Chance Experiments DESMOS: Card Sort: Conditional Probability DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Linear Equations DESMOS: Linear Equations in Standard Form DESMOS: Marbleslides: Exploring Exponentials DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Card Sort: Four Views of a Function DESMOS: Graphs of Piecewise Functions DESMOS: Investing and Exponential Change DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Real World Linear Inequalities DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Polygraph: Guess the Distribution DESMOS: Create a Histogram DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Point Collector: Lines DESMOS: Systems of Two Linear Equations DESMOS: Exponential Growth in Circles DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Growth of Savings vs Investments DESMOS: Linear Equations from Checking Word Problems DESMOS: Card Sort: Independent and Dependent Events DESMOS: Linear Growth Patterns DESMOS: Exponential vs Linear Patterns DESMOS: College Sticker Price and ACT Scores DESMOS: Future Value of a Periodic Investment DESMOS: Card Sort: Sampling Methods DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates